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AP Benefits Solutions Blog

View the latest blog posts from AP Benefits Solutions.

Wednesday, January 27, 2021

Yes, Contractors Might Need Errors & Omissions Insurance

Most contractors know that the majority of their work gets done by getting their hands dirty. Whether you are a specialized or general contractor, you likely know that you have to do the hard work to truly get the job done. Still, contracting isn’t all about manual labor. READ MORE >>

Tuesday, January 16, 2018

COBRA Information

Continuation of Health Benefits Insurance Under COBRA – concerns the federal program known as the Consolidated Omnibus Budget Reconciliation Act (COBRA). COBRA allows you or your covered dependents to extend health benefit coverage under the Moorestown Board of Education group plan in certain cases where you would otherwise lose that coverage. READ MORE >>

Tuesday, January 16, 2018

Medicaid and CHIP

If you are eligible for health coverage from your employer, but are unable to afford the premiums, some States have premium assistance programs that can help pay for coverage. These States use funds from their Medicaid or CHIP programs to help people who are eligible for employer-sponsored health coverage, but need assistance in paying their health premiums. READ MORE >>

Tuesday, January 16, 2018

Notice of Your HIPAA Special Enrollment Rights

Loss of Other Coverage – If you are declining enrollment for yourself and/or your dependents (including your spouse) because of other health insurance coverage or group health plan coverage, you may be able to enroll yourself and/or your dependents in this plan if you or your dependents los... READ MORE >>

Tuesday, January 16, 2018

Aetna Coverage for Handicapped Dependents

Handicapped Dependent Request Form Handicapped Dependent Physician Statement READ MORE >>

Tuesday, January 16, 2018

The Newborn's and Mother's Health Protection Act

Federal law generally prohibits restricting benefits for hospital lengths of stay to less than 48 hours following a vaginal delivery and less than 96 hours following a cesarean section. However, the plan may pay for a shorter stay if the attending provider (physician, nurse midwife or physician assistant) discharges the mother or newborn earlier, after consulting with the mother. READ MORE >>

Tuesday, January 16, 2018

The Women's Health and Cancer Rights Act

In accordance with the Women’s Health and Cancer Rights Act, this Plan covers the following procedures for a person receiving benefits for an appropriate mastectomy: Reconstruction of the breast on which a mastectomy has been performed Surgery and reconstruction of the other breast to create a symmetrical appearance READ MORE >>

Tuesday, January 16, 2018

Summary of Benefits and Coverage

The Summary of Benefits and Coverage (SBC) is a standard document that was developed to help program participants better understand their health benefits and provides a high level overview of your medical and prescription benefit programs. It also includes a uniform glossary of terms commonly used in the health industry. READ MORE >>

Tuesday, January 16, 2018

Designation of Primary Care Providers by Participants or Beneficiaries

The Moorestown Township Board of Education HMO plan requires the designation of a primary care provider for participating provider services. You have the right to designate any primary care provider who participates in the Aetna network and who is available to accept you or your family members. READ MORE >>

Tuesday, January 16, 2018

Coverage for Obstetric or Gynecological Care

You do not need prior authorization from our health insurance carrier or from any other person (including a primary care provider) in order to obtain access to obstetrical or gynecological care from a health care professional in our network who specializes in obstetrics or gynecology. READ MORE >>

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